Your personal healthcare plan proposal
A simpler, more affordable way to cover routine care - and to protect against major health events.
Choose your plan
Both plans include the same care. The difference is your Unshared Amount - what you cover before major-event sharing begins. Your rolling 12-month household maximum is capped at 2x your UA.
Estimated pricing based on selected contribution strategy. Final rates may vary with enrollment and eligibility. This plan is not insurance.
Everything in your bundle
How the bundle works
Two parts working together - one for routine care, one for the unexpected.
Predictable copays for routine visits, preventive services, and prescriptions - the care you use most, handled simply.
Financial protection for larger medical needs, shared through the ShareWELL healthshare program after your Unshared Amount.
Your copays, upfront
In-network for convenience. Out-of-network for flexibility.
| Healthcare service | In-network | Out-of-network | Visit limits |
|---|---|---|---|
| Primary Care Visit | $20 | $20 | 6 visits / yr per member |
| Specialist Visit | $50 | $50 | 4 visits / yr per member |
| Urgent Care | $50 | $50 | 4 visits / yr per member |
| Telemedicine | FREE | FREE | Unlimited · via Lyric |
| Chiropractic | $35 | $35 | 12 / yr · $85 max per visit |
| Diagnostic X-ray | $50 | $50 | 6 / yr per member |
| Advanced Imaging | $200 | $300 | 2 in / 1 out · $600 max per test |
See the Concierge Membership Bundle Guide for complete network and reimbursement details.
Two large networks
Covered at 100%
Preventive services help you stay healthy - with no additional charge.
Covered at 100%, up to a $2,500 annual preventive benefit per household member. Common services shown - see the bundle guide for the full list.
RX made affordable
Discounted access to commonly prescribed medications.
| Medication tier | Member copay | Maximum available amount |
|---|---|---|
| Preventive Medications | $0 | No maximum |
| Tier 1 Generics (most common) | $0 | No maximum |
| Tier 1 Generics (all other) | $15 | Up to $100 / prescription |
| Tier 2 Preferred Brands | $40 | Up to $100 / prescription |
| Tier 3 Non-Preferred Brands | $65 | Up to $125 / prescription |
Pricing supported through our pharmacy benefit partner, Phoenix PBM, via national pharmacy networks.
When it matters most
Larger medical needs are supported through the ShareWELL healthshare program.
Your rolling 12-month maximum out-of-pocket is double your Unshared Amount, for the entire household, over any rolling 12 months. A $2,500 UA caps your household at $5,000. A $5,000 UA caps your household at $10,000.
Major pre-existing conditions phase in over time - eligibility grows each year.
Health sharing is not insurance. Sharing is subject to member eligibility and program guidelines.
Your healthcare, simplified
Powered by AI and built to be genuinely easy to use - your entire plan in one place, so it's simple to understand and even simpler to use. Most members are up and running in minutes.
Why members choose the Concierge Membership Bundle
Ready to get started?
Enrollment takes about 5 minutes. Questions? Ask Columbus in the app or call Anthony Locke.
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MightyWELL facilitates access to a coordinated bundle of healthcare programs supporting routine care, preventive services, prescriptions, and major-event protection. Not all features are fully illustrated here - additional services (Labs & Imaging, Lyric telemedicine, and MightyWELL Concierge support) are included. Except for Concierge support, programs are administered by independent third parties.
MightyWELL and ShareWELL health sharing programs are not insurance and do not replace major medical insurance. Participation is voluntary and sharing of eligible expenses is not guaranteed - it is subject to eligibility and program guidelines. Members are responsible for their selected Unshared Amount and any ineligible expenses.
Pre-existing condition limitations apply only to the health sharing portion and may involve a phased sharing schedule during the initial eligibility period. They do not apply to routine care, preventive care, or copay-based services.
This proposal is for informational and illustrative purposes only. Rates reflect estimated pricing and may vary based on actual enrollment, eligibility, and program requirements. For complete details, refer to the official Bundle Guide and ShareWELL Member Guidelines.
Plan components are designed to support access to care and help manage healthcare costs. Services, pricing, and availability may vary by provider, location, and individual circumstances.